Broker Check

Cross Financial Services has changed its name to Financial Life Advisors as part of a merger and to more accurately describe who we are: A Fee Only Financial Planning Firm, Making A Difference In The Lives Of Our Clients.

Team

Cross Financial Services is designed to serve as a team of trusted experts with specialized expertise. Each member of the team contributes their own unique knowledge and experience, from retirement plans to investment management to estate planning to Social Security and Medicare. Our experts each hold professional credentials and licenses that represent their dedication to the excellence in their unique specialization. The result is a collaborative team with deep knowledge to provide the highest level of service in each area.

 

Kirk Francis, CFP®, AIF®

President and CEO

(210) 821-6499 ext. 208

210-579-6615

[email protected]

Kirk Francis is a CERTIFIED FINANCIAL PLANNER™ Professional, an Accredited Investment Fiduciary™, and the founder of Cross Financial Services, an independent financial planning and wealth management firm serving individuals and...
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Dan Clark, AIF®

Director of Retirement Plans

(210) 821-6499 ext. 204

(210) 579-6615

[email protected]

Dan Clark is a consultant specializing in corporate retirement plans with Cross Financial Services, an independent financial planning and wealth management firm in San Antonio, Texas. As an Accredited Investment Fiduciary, he provides...
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Michael McIntosh, CFA, CAIA

Director of Portfolio Management

(210) 821-6499 ext. 210

(210)-579-6615

[email protected]

Michael McIntosh is the Director of Portfolio Management at Cross Financial Services, an independent financial planning and wealth management firm serving individuals and businesses in San Antonio, Texas. Mike is responsible for...
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Salbador B Cadena, CFP®

Financial Planner

(210) 821-6499 ext. 211

210-579-6615

[email protected]

Sal is a financial advisor with Cross Financial Services, an independent financial planning and wealth management firm serving individuals and businesses in San Antonio, Texas. He provides comprehensive wealth management services,...
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Rosa Ybarra

Office Manager

(210) 821-6499 ext. 205

210-579-6615

[email protected]

Rosa Ybarra is the office manager with Cross Financial Services, an independent financial planning and wealth management firm serving individuals and businesses in San Antonio, Texas. Rosa acts as the air traffic controller at Cross...
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